To successfully obtain motor insurance online, there are several essential documents that you will need to gather and submit. This list will help you quickly assess whether you possess all the necessary requirements or if you may need to pay a visit to the Land Transportation Office.
- Your vehicle’s Original Receipt (OR) and Certificate of Registration (CR): These documents serve as proof of ownership and registration of your vehicle. The Original Receipt is typically issued at the time of purchase, while the Certificate of Registration confirms that your vehicle is officially registered with the relevant authorities.
- Driver’s license: A valid driver’s license is crucial as it verifies your identity and eligibility to operate a vehicle. Ensure that your license is current and not expired, as this could affect your insurance application.
- Any valid ID, apart from the license: In addition to your driver’s license, you will need to provide another form of identification. This could be a passport, national identification card, or any other government-issued ID that confirms your identity.
- For second-hand vehicles: Deed of sale: If you are insuring a second-hand vehicle, you must include the Deed of Sale. This document acts as proof of the transaction between the buyer and seller, confirming your ownership of the vehicle.
- Previous vehicle insurance policy, if any: If you have previously held an insurance policy for the vehicle, it is beneficial to provide a copy of that policy. This information can help the insurance provider assess your risk profile and offer you a more tailored policy.
- Photos of your car: High-quality images of your vehicle are often required to complete the insurance process. These photos should clearly show the exterior and interior of the car, allowing the insurance company to evaluate its condition.
Much of the effort involved in this process revolves around digitising these documents. You will need to scan each item and save them as high-resolution images or PDFs. Once you have all the necessary documents prepared, you can conveniently send them via email to the insurance provider. This method streamlines the application process, making it easier for you to secure your motor insurance without unnecessary delays.