Eligible Transactions
Eligible transactions include all posted local and overseas retail transactions. This includes purchases made in-store or online.
Ineligible Transactions
The following types of transactions do not count toward the minimum spend requirement for the welcome gift:
- Cash Advances via ATM or over-the-counter withdrawals
- Balance Transfers, Ready Cash, or transactions converted to ChargeLight
- Recurring Payments and utility payments through Bills Assist
- Bank Fees and Charges
- Disputed Transactions
- Gaming and Betting Transactions: Any transactions related to gambling, gaming activities, or other games of chance for money or stakes
- Wholesale and Distribution Transactions: Purchases from merchants primarily engaged in wholesale, such as warehouse clubs or multi-level marketing companies
- Quasi-Cash Transactions