What are the different types of fire insurance policies?

1. Valued Policy:
   Covers a predetermined value of the insured property, agreed upon at the time of purchase.
2. Specific Policy:
   Covers a specific amount, which is less than the property's total value.
3. Comprehensive Policy:
   Provides broader coverage, including fire and other risks like theft or natural disasters.
4. Floating Policy:
   Ideal for businesses with multiple locations, covering all properties under one policy.
5. Replacement Policy:
   Covers the cost of replacing damaged property with a new equivalent, rather than compensating the depreciated value.

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