One of the nice things about comprehensive motor insurance is that you can personalise your coverage. Take a moment to review your policy and see what you have. You might find that some add-on benefits aren’t necessary for you, so consider removing them to reduce your insurance costs. For instance, if you’re already a member of an auto club in the Philippines that offers services like roadside assistance, it could be a good idea to take that coverage off your car insurance. Similarly, if you have a family lawyer, you might want to remove the legal assistance coverage to save a bit more. However, do keep in mind not to remove any essential coverage just to save a few pounds. If you find that you truly need any of the add-on benefits, it’s best to keep them in your policy.