A Car Insurance Coverage Gap occurs when your car isn't insured for a period of time, which can happen for various reasons, like your policy being cancelled or late payments. It can also occur if you take a while to switch to a new motor insurance company after ending your previous policy. It's really important to maintain consistent insurance for your vehicle. Having these gaps in your history can lead to higher premiums when you apply for a new policy. To avoid these gaps and save money on your insurance, make sure to pay your premiums on time. Additionally, when you take out a new auto insurance policy with a different provider, it's best not to cancel your existing one until the new policy is active.